EMI Calculator Loan Tracker20.0 - App Store

The only loan calculator you'll ever need - for every loan, every stage of life.
Whether you're taking out a mortgage, car loan, or personal loan, this app gives you the full picture before you sign - and keeps you in control for every month after.

- INSTANT PAYMENT CALCULATION -
Enter your loan amount, interest rate, and term. Get your monthly payment, total interest payable, and exact payoff date in seconds. Adjust the sliders and watch the numbers update in real time.

- FULL AMORTIZATION SCHEDULE -
See exactly where every payment goes - how much reduces your principal and how much goes to interest, month by month, for the life of the loan. No surprises.

- PREPAYMENT PLANNING -
What happens if you pay a little extra each month? Or make a lump-sum payment next year? See precisely how many months you save and how much interest you avoid - before you make a single extra payment.
Add monthly, yearly, or one-off prepayments and watch your savings update instantly.

- VARIABLE RATE TRACKING -
On a variable, tracker, or adjustable-rate loan? When your lender changes your rate, log the revision and see your updated schedule, new monthly payment, and revised payoff date immediately.
No more guessing what a rate change means for your loan.

- REFINANCE CALCULATOR -
Thinking of switching to a better rate? Enter your current loan, your new offer, and any switching costs. The app tells you your monthly saving, total interest saved, and exactly how many months until you break even.
Know the answer before you make the call.

- LOAN COMPARISON -
Got multiple offers? Compare up to 3 loans side by side - monthly payment, total interest, and total repayment for each. Spot the best deal instantly.

- STEP-UP PAYMENTS -
Expecting your income to grow? Set higher payment amounts at future points in your loan term and see how that accelerates your payoff.

- SMART REMINDERS -
Never miss a payment. Set reminders for your due date and get a notification before each instalment is due.

WORKS FOR:
Home loans . Mortgages . Car loans . Personal loans . Business loans . Any fixed or variable rate loan
PREMIUM FEATURES (one-time purchase available):

Unlimited EMI reminders
Multiple prepayments
Multiple rate change entries
Step-up payment planning
Ad-free experience
One-time lifetime purchase option

Download free. Upgrade when you're ready.

Version History Loan dashboard is available in home screen.
Minor crash issues fix in kannada language 20.0 May 4 Minor UX Enhancements 19.0 Apr 24 Minor bug fixes and UX improvements 18.0 Apr 19 Should you refinance? Run the numbers in seconds — EMI savings, interest saved and break-even point, all in one place. 17.0 Apr 6 Minor bug fixes and UI enhancements. 16.0 Apr 4 Step up EMI gets a rename — and works smarter now. Extra EMI amounts above your base
are automatically counted as prepayments, so your savings figures are always accurate.

Graph & Savings now shows your original contracted interest and closure date for a true
apples-to-apples comparison. Money Saved reflects real savings against your signed loan.

Prepayment Impact card moves to Analytics. Navigation trimmed to three clean tabs.
Dark mode cards now stand out properly. Support email added in Info tab.

As always — bug fixes and performance improvements. 15.0 Mar 30 Minor UX updates 14.0 Mar 24 Now app reminds you before EMI loan due date 13.0 Mar 14 Added loan reminder notifications so you never miss a due date.
Minor UX improvements 12.0 Feb 4 Check out the fresh update! A sleek, intuitive UI awaits you, crafted with Swift. 11.1 Jan 9 Bug Fixes & UX Enhacements 10.8 03/13/2025 App is compiled with latest Xcode and made compatible with latest iOS devices. 10.6 02/04/2025 New refreshed UI.
User can have a favorite loan and app will get launched with the favorite loan values each time.
User can add downpayment to Loan Info and can calculate installment amount in a refreshed UI slider. 10.5 04/16/2019 Refreshed UI for iOS12.
Minor bug fixes. 10.0 02/27/2019 ios12 compatibility
bug fixes 9.0 10/25/2018 Share the Loan Amortization by various means like Mail, Print,Airdrop,etc.. almost anything supported by your device
Amortization report of Loan- now has good fonts and table looks much neat. 8.81 03/03/2017 Consolidated EMI amount shown by year wise. 8.71 11/18/2016 Updated graph view with donut chart. 8.62 11/12/2016 UX enhancements. 8.5 09/30/2016 App shows how to save money on your loan!! 8.2 09/19/2016 UX enhancements 7.0 09/02/2016 Minor improvements for graph 6.0 04/14/2016 Adjust loan values loan amount, interest & loan tenure quickly and get the EMI quickly & apply them to your loan.
Minor Improvements in pie graph, bar graph to see the loan split. 5.5 03/31/2016 Minor Improvements for Graphs 5.4 03/17/2016 ***New Enhancement***
*****On screen dynamic calculation of EMI by varying interest rate and loan tenure by using sliders in loan details screen ****** 5.2 03/11/2016